Loan Modification

If you are in default on your mortgage or facing foreclosure, give our office a call at (206) 408-1688. We can help.

A loan modification is a process of negotiation with your mortgage lender in order to revise the terms of your loan and save your home. While a loan modification may be the best option for you, at your initial consultation, we will assess all of your options and advise you on the best option based upon your financial goals.

In a loan modification, our goal is to stop any pending foreclosure activity, reduce your monthly payment, and bring you back to a current status with your lender. There are various options available in modifying your loan, and we will work with you and your lender to reach a resolution for you. Loan modifications are very helpful for homeowners who are facing financial difficulties, as a loan modification may:

  • Reduce your interest rate
  • Provide a fixed interest rate instead of variable interest rate "arm"
  • Reduce some of your principal balance
  • Reduce late fees and penalties

Once you're hired DAL Law to represent you in your modification, you can direct all phone calls and correspondence from your mortgage lender to our office, and we will speak with them on your behalf so that you don't have to. We have helped many homeowners save their home with a loan modification, and we would be happy to assist you as well.


"Darcel was so fantastic. she explained the whole process to me and made me feel very comfortable in moving forward. Any questions I had she answered by email of phone in a very timely manner. I felt so relieved. She was totally professional however I felt I had made a new friend when the process was complete. I would highly recommend her to anyone."