There are various options to stopping a garnishment, which may include:

  • Filing for Chapter 7 bankruptcy
  • Filing for Chapter 13 bankruptcy
  • Setting up a repayment plan
  • Debt settlement
  • Claiming your funds as exempt if your source of income is exempt, such as retirement or disability
  • Disputing the amount owed, usually because you've paid a portion or the balance in full previously
  • Objecting to the garnishment, usually because the creditor did not follow the proper procedures, or if you already paid the amount owing

If you don’t dispute the debt, but also don’t have the funds available to repay the debt, filing for Chapter 7 or Chapter 13 bankruptcy may be the right option for you. We offer a free consultation to discuss your options.