Helping You Protect Your Home From Foreclosure
A common reason our clients come to us is because they want to avoid foreclosure. It may be their primary residence, or it may be a second home they own, which usually a home they are renting to tenants. Whatever the situation, know that at DAL Law Firm, our experienced lawyer Darcel Lobo will explain the options to you and help you determine the best strategy for what you hope to accomplish.
We have helped many families over the years stay in their homes, and we will work together with you to reduce some of the stress and uncertainty that can accompany the foreclosure process. Some of the approaches we can discuss to help you avoid foreclosure include:
- Foreclosure mediation through Washington State’s Foreclosure Fairness Act
- Loan modification
- Filing for Chapter 7 bankruptcy
- Filing for Chapter 13 bankruptcy
- Short sale
- Deed in lieu of foreclosure
For us to provide you the best advice about which option is right for you, we need to know what your objectives are. You may want to save your home, which could eliminate some of the potential options above. You may not want to stay in your house, but, you do also do not want the house to go into foreclosure. No matter what you are facing, we can develop a plan right for you and your family.
Do Not Wait Until The Last Minute
While it is not unusual for a client to contact us just a week before, sometimes even just a few days before, a foreclosure. However, such waiting eliminates many options that may have been available to the homeowner if they had contacted our office sooner. We offer a free consultation; we invite you to contact our office if you are in default on your mortgage and would like to explore your options.
Many clients are overwhelmed by the multiple mailings they receive from the mortgage company once they are in default. You may be receiving multiple copies of the same notice by first class mail, certified mail, and even postings on your front door. A brief overview of the foreclosure process is here, so you may become familiar with the time frame and may assist with you having a better understanding of the foreclosure process here in King and Pierce counties.
Contact Us Today For A Free Consultation With An Experienced Attorney
If you think you may default on your mortgage soon, or have already defaulted and are facing foreclosure, contact our Normandy Park office today by phone at 206-408-1688 or by email for a free consultation regarding your options to not only avoid foreclosure, but to also understand the process and timeline. We look forward to being able to assist you.
“Darcel was so fantastic. She explained the whole process to me and made me feel very comfortable in moving forward. Any questions I had she answered by email or phone in a very timely manner. I felt so relieved. She was totally professional however I felt I had made a new friend when the process was complete. I would highly recommend her to anyone.”
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.