A wage garnishment is an order that requires your employer to withhold a certain amount of money from your pay and send it directly to the creditor who issued the garnishment. For some debt, such as credit card payments or a doctor’s bill, a money judgement...
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Filing Bankruptcy To Stop Your Foreclosure
Facing foreclosure can be overwhelming and there's a lot of misinformation about how to stop your foreclosure. If you're facing foreclosure in Washington State, today's video will go over what bankruptcy options are available to you to stop the foreclosure and save...
Do You Need An Attorney To Create A LLC?
Many of our clients are looking to form a LLC; whether it's for a new business venture, holding real estate, or co-owning assets with other members. One of the first questions we get many times is "Do I need any attorney to do this?" The short answer is no, you do not...
What is a Quit Claim Deed?
What is a Quit Claim Deed? A quit claim deed is a legal document that transfers ownership of real property from one person to another, but without any warranties or guarantees. In Washington State, there are certain requirements for quit claim deeds; it must be in...
Alternatives to Bankruptcy
If you are struggling with debt, bankruptcy might be a good option but if you are averse to the idea of filing for bankruptcy, consider alternative steps for digging out of debt. In some situations, a non-bankruptcy course of action may be your best remedy. Even...
Wills vs. Revocable Living Trusts
A last will and testament and revocable living trust both provide a set of instructions for how your assets will be distributed after you pass away. Both legal documents have similarities and differences that should be considered before deciding which document to use....
The Importance Of A Power of Attorney
Having a power of attorney is very useful and an essential low-cost estate planning tool that people can use to manage their finances or health care. The power is granted through a carefully worded legal document so that the individual appointed as power of attorney...
Can You Refinance Your Home While In A Chapter 13 Bankruptcy?
Chapter 13 bankruptcy is a reorganization of one’s debts as a repayment plan based on what you can afford to pay. It can last from three to five years. Chapter 13 bankruptcy is a powerful tool for you to regain control of your financial life and get a good fresh...
Estate Planning 101
Creating an estate plan can ensure you are able to provide a detailed arrangement of your affairs in the event that you become incapacitated. People often think they don’t need an estate plan, however, if you die without a will, a probate court decides what happens to...
Overview Of Chapter 13 Bankruptcy
A chapter 13 bankruptcy allows individuals a payment plan in order to repay their debt. Under this chapter, a repayment plan is installed over the course of three to five years. Depending on the debtor’s monthly income will depend on how long the payment plan will be....