If you are considering filing bankruptcy, you may be worried about losing your home. In a bankruptcy, many assets are exempt to protect against losing it in bankruptcy. One of the exemptions is a homestead exemption. A homestead exemption protects homeowners and the...
If you are in bankruptcy and are going to or have received a bankruptcy discharge, you are probably wondering, what now? While bankruptcy will affect your credit, there is hope to a start fresh. Your Chapter 7 bankruptcy may be reported for ten years from the date of...
You may of heard of a Quit Claim Deed but wanted to know what exactly it is. A Quit Claim Deed is a legal instrument used to transfer real estate. A Quit Claim Deed is used by the owner of the real estate to quickly transfer ownership of the property to another person...
If you are considering selling your house or have interest in buying a house, you will need to know about the excise tax increase beginning January 1, 2020. The Washington Legislature has proposed to increase the excise tax in efforts to raise revenue and make...
It’s a widespread myth that filing bankruptcy will ruin your credit forever. Although bankruptcy does damage your credit, the damage is not permanent. Depending on what type of bankruptcy you file, a bankruptcy can stay on your credit for up to 10 years. But that does...
Having children complicates life in many interesting ways, and estate planning is no exception. Young parents don’t need anything fancy, but there are a few things you should think about. It’s best to have an estate plan in place, especially with young children, so...
Wage garnishment is a common problem for many Americans. It can be deflating to have your wages garnished. But you do have options to protect yourself. Wage garnishment happens when a court issues an order requiring your employer to withhold a portion of your paycheck...
For so many clients who have a lawyer assist them through the bankruptcy, once the bankruptcy process is complete, the client is left on their own to figure out how to rebuild their life after bankruptcy. We are so pleased to announce that Darcel Lobo, the owner and...
Every parent wants to make sure their children are provided for in the event something happens to them while the children are still minors. It’s important to have an estate plan in place to ensure your children are protected in the event a tragedy happens. Here at DAL...
The one main question we get when people call in about bankruptcy is, how does bankruptcy work? If you are facing financial challenges, you may have thought about bankruptcy, but you do not know where to start. Unlike a Chapter 7 bankruptcy, where most debts are...
