Is Your Paycheck Being Garnished?
It is devastating for a client when they realize that 25% of their paycheck is gone to a creditor or when they check their bank account balance and learn that their balance is down to $0.00 because they’ve been garnished. If you’ve been garnished, we can help you stop the garnishment and possibly recover the money. If you haven’t been garnished, but you’ve been sued by a creditor, you can be certain that a garnishment is coming. We can help you stop the garnishment.
Options for stopping a garnishment include:
- Filing for
Chapter 7 bankruptcy
- Filing for
Chapter 13 bankruptcy
- Setting up a repayment plan
- Debt settlement
- Claiming your funds as exempt if your source of income is exempt, such as retirement or disability
- Disputing the amount owed, usually because you’ve paid a portion or the balance in full previously
- Objecting to the garnishment, usually because the creditor did not follow the proper procedures, or if you already paid the amount owing
If you don’t dispute the debt, but also don’t have the funds available to repay the debt, filing for Chapter 7 or Chapter 13 bankruptcy may be the right option for you. We offer a free consultation to discuss your options.